Will Tumbles be late to pay back a loan?
Will Tumbles be late to pay back a loan?
82%
chance
Manifold announces end to daily loans
+64%
on
Feb 9
[image]Ladies and gentleman, I’m afraid it’s looking pretty joever. My balance is -731k. Once the loan markets resolve, counting my outstanding loans, I’ll be almost three million mana in the red. It’s been an honour meming with you all. To my investors/creditors, I’m sorry it ends this way. This was always going to end in either glory or disaster, and unfortunately it came to disaster. I’ll make a mini final report once the dust settles and markets finish resolving.
+88%
on
Jul 22
[image]
-54.0%
on
Aug 7
I hope you're happy America
+30%
on
Nov 6
@Tumbles I think I might actually make it 😆
-31.0%
on
Nov 30
Yesterday I lost almost 100k mana, Donald Trump was inaugurated and immediately began acting as expected, my streamer man got credibly accused of sex crimes, and my bamboo shrimp died. WHAT A FUCKED UP DAY [image][image](Photos are off the shrimp's widow, he was at least twice as big)
+10%
on
Jan 22
[image]This week only, I am offering to DOUBLE YOUR MANA! You read that correctly! Here at the Tumbles Financial Complex for a limited time only we are DOUBLING YOUR MANA! Simply send any amount of mana between 1k and 50k, and in just two months we will send you back DOUBLE THAT MANA DOUBLE YOUR MANA
+47%
on
Apr 9
[image]Overnight profit spike estimation in the case of a Conservative election win has now surpassed two million mana (estimation assumes my loan market drops to 5%)
+8%
on
Apr 17
[image][image]uh ohge
+15%
on
Apr 29
The Tumbles Financial Complex thanks you for making use of your services! We hope you have a fantastic day!
+15%
on
May 4
[image]I've sold my NO shares to @cthor, who has been making big plays in the background along with a shadowy cabal of debt manipulators. I've seen some of their plans... I know not if they be borne of genius or madness [image]As for myself, I must admit I find myself daunted by the state of my account. Even if I use an alt to avoid my negative balance, it's very unlikely I'm going to find a way to cough up Ṁ1,852,199. Perhaps I'll buy a lottery ticket tomorrow Apologies to everyone who find themselves left holding the bag. I tried! Y'know, it's possible I may have been an unexceptional future predictor all along 🤔 the possibility of spectacular failure has always been a part of what made all of this fun, and unfortunately spectacular failure has come to pass. I will continue honoring my debts to whatever extent is possible. I will put any mana I can get my hands on into paying my creditors. Thank you to everyone who participated up until now! You enabled this to be a pretty cool thing for me for a long time now, hopefully the feeling is mutual for many of you. I think we got pretty damn close to glory, considering how consistently wrong I've been for like two years now. I'm not necessarily going anywhere! I just predict my habits on the site will be impacted by the fact my account is now a six million mana crater. Love you all 🧡 🧡 🧡 Orangey sends his regards [image]
-10.0%
on
May 6

Resolves YES if @Tumbles is even slightly late to pay back any mana loan that they intentionally accepted. Any extensions must have been agreed upon in advance.

@Tumbles may choose to resolve this market NO if they don't owe any mana to other users. Once they do so, they will be prohibited from taking on any new loans for three months.

I will use this description as a ledger of what I owe and when I owe it. I will update it as appropriate. All amounts listed include any fees or interest associated with the loan. Dates listed are the final day during which payment is not late (PST -8:00).


(short term loans not listed, nor included in running totals)

June 1st 2025 - Ṁ13,000 @HillaryClinton

June 2nd 2025 - Ṁ15,000 @HillaryClinton
June 3rd 2025 - Ṁ169,000 @cthor

June 8th 2025 - Ṁ2,000 @copiumarc

June 8th 2025 - Ṁ4,000 @Bayesian

June 8th 2025 - Ṁ30,000 @TheWabiSabi

June 8th 2025 - Ṁ80,000 @Gen

June 8th 2025 - Ṁ6,000 @Vortex

June 8th 2025 - Ṁ4,000 @jcb

June 8th 2025 - Ṁ100,000 @Tripping

June 8th 2025 - Ṁ84,138 @Quillist

June 8th 2025 - Ṁ4,000 @A

June 8th 2025 - Ṁ4,674 @Robincvgr

June 8th 2025 - Ṁ3,392 @mana

June 8th 2025 - Ṁ4,000 @JeffreyDeLucca

June 9th 2025 - Ṁ20,000 @TheSchwa

June 9th 2025 - Ṁ10,000 @Mh

June 9th 2025 - Ṁ20,000 @sophiawisdom

June 9th 2025 - Ṁ10,000 @copiumarc

June 9th 2025 - Ṁ2,000 @BlackCrusade

June 9th 2025 - Ṁ2,000 @AleaNiled

June 9th 2025 - Ṁ10,002 @Qoiuoiuoiu

June 9th 2025 - Ṁ10,000 @HillaryClinton

June 9th 2025 - Ṁ2,000 @khang2009

June 9th 2025 - Ṁ2,000 @atmidnight

June 9th 2025 - Ṁ10,000 @bence

June 9th 2025 - Ṁ2,000 @draaglom

June 10th 2025 - Ṁ2,002 @crowlsyong

June 11th 2025 - Ṁ10,000 @kopecs

June 11th 2025 - Ṁ20,000 @copiumarc

June 11th 2025 - Ṁ10,000 @TheWabiSabi

June 11th 2025 - Ṁ2,690 @CryptoNeoLiberalist

June 12th 2025 - Ṁ2,000 @ONEMILLION

July 31st 2025 - Ṁ33,000 @TimothyJohnson5c16

July 31st 2025 - Ṁ56,800 @AndrewG
August 2nd 2025 - Ṁ16,500 @ScipioFabius

August 7th 2025 - Ṁ24,000 @CryptoNeoLiberalist
August 31st 2025 - Ṁ79,000 @Joshua
August 31st 2025 - Ṁ39,000 @EBurk
October 31st 2025 Ṁ70,000 @SemioticRivalry
October 31st 2025 - Ṁ56,000 @Vortex
October 31st 2025 - Ṁ70,000 @DrDerek
Jan 7th 2026 - Ṁ269,000 @AmmonLam

April 20th 2026 - Ṁ69,696 @GazDownright

April 20th 2026 - Ṁ6,804 @Robincvgr

April 20th 2026 - Ṁ6,000 @TheWabiSabi

April 20th 2026 - Ṁ30,000 @EBurk

April 20th 2026 - Ṁ6,414 @crowlsyong

April 20th 2026 - Ṁ14,070 @cthor

April 20th 2026 - Ṁ15,000 @copiumarc

April 20th 2026 - Ṁ6,000 @zsig

April 20th 2026 - Ṁ20,000 @StopPunting

April 20th 2026 - Ṁ5,200 @ahalekelly

April 20th 2026 - Ṁ6,000 @robert

April 20th 2026 - Ṁ10,176 @mana

April 20th 2026 - Ṁ6,000 @bohaska

April 20th 2026 - Ṁ10,140 @NivlacM

April 20th 2026 - Ṁ6,000 @GastonKessler
April 20th 2026 - Ṁ6,000 @A
April 20th 2026 - Ṁ60,000 @Simon74fe
April 20th 2026 - Ṁ18,000 @manifoldgod

April 30th 2026 - Ṁ151,500 @SanghyeonSeo

May 7th 2026 - Ṁ15,001 @Mana

Total: 1,850,199

Debts paid off or cleared after Carney won: Ṁ111,349
Debts paid off or cleared after Biden dropped out and before Carney won: Ṁ981,800
Total debts previously paid off on time before Biden dropped out: Ṁ711,679

Check out the Tumbles Financial Complex! 💸

Get
Ṁ1,000
and
S3.00


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I've sold my NO shares to @cthor, who has been making big plays in the background along with a shadowy cabal of debt manipulators. I've seen some of their plans... I know not if they be borne of genius or madness

As for myself, I must admit I find myself daunted by the state of my account. Even if I use an alt to avoid my negative balance, it's very unlikely I'm going to find a way to cough up Ṁ1,852,199. Perhaps I'll buy a lottery ticket tomorrow

Apologies to everyone who find themselves left holding the bag. I tried! Y'know, it's possible I may have been an unexceptional future predictor all along 🤔 the possibility of spectacular failure has always been a part of what made all of this fun, and unfortunately spectacular failure has come to pass.

I will continue honoring my debts to whatever extent is possible. I will put any mana I can get my hands on into paying my creditors.

Thank you to everyone who participated up until now! You enabled this to be a pretty cool thing for me for a long time now, hopefully the feeling is mutual for many of you. I think we got pretty damn close to glory, considering how consistently wrong I've been for like two years now.

I'm not necessarily going anywhere! I just predict my habits on the site will be impacted by the fact my account is now a six million mana crater.

Love you all 🧡 🧡 🧡

Orangey sends his regards

10h

Let's say it becomes a near certainty that Tumbles cannot pay off any of his remaining loans. What is to stop someone from just buying all of his debt for some arbitrarily small amount and forgiving it in order to make a profit on this market? Why isn't this equivalent to him defaulting on his debt?

10h

@AndrewHebb why would anyone want to prevent someone doing that?

10h

@AndrewHebb Someone who owns a large number of YES shares (maybe Hillary? Semiotic?) could demand the full amount.

@AndrewHebb

What is to stop someone from just buying all of his debt for some arbitrarily small amount and forgiving it in order to make a profit on this market? Why isn't this equivalent to him defaulting on his debt?

this would be roughly equivalent to all of his creditors forgiving his debt. if they all miraculously did this, i don't see why that wouldn't count for this market. but i don't see why they'd all do that?

you can say they'd do that if it was a certainty that tumbles will default, and thus he won't default. but if enough forgive their debts that repayment starts to seem plausible, then other creditors will demand more of their loans. this will naturally balance itself out, especially since people are selling tumbles debt back and forth.

(plus, @TimothyJohnson5c16 is right that there are YES holders who would be willing to buy that debt and demand full repayment. and the existence of those YES holders again means that if there's any chance tumbles might repay in full, creditors are incentivized to not sell for pennies on the dollar).

Could someone help pay back my loan?

2d

@manifoldgod you are looking to sell your debt? There are a lot of people buying right now if you'd like to make them an offer.

1d

@cthor i dont know what this fancy stuff is
i dont have much

21h

@manifoldgod Tumbles owes you mana, but he does not have a lot of mana, so there is a chance he won't be able to pay you back. If you want to be paid now, or you don't think he will be able to pay you back, you could sell your debt to someone else. What that means is they'll pay you some amount now (probably less than the amount owed), and then Tumbles will owe that person mana instead.

I'm willing to sell my debt for 12000 mana if anyone is willing to buy
More is always better since I'm really poor

10h

@manifoldgod it doesn't look like your account is on the register, unless you changed usernames

10h

@bens April 20th 2026 - Ṁ18,000

10h

@bens I decided to do something weird to my username

3d

I have purchased the following debt and am delaying payment till June 1st as a sign of good faith

May 13th 2025 - Ṁ13,000 @StopPunting

2d

@HillaryClinton confirmed!

I will be attending Manifest!

https://manifest.is/schedule

SG has been kind enough to offer me a ticket 🧡

If any debt holders would like to use their leverage over me, this could be the ideal time!

4d

@Tumbles I haven't sorted out hotel arrangements and such yet, DM me if you have an open spot! I'll sleep on hotel room floor to save $$$

4d

Still people wanting to sell there debt or is the market cooling down?

4d

@TheWabiSabi I'll transfer mine (33000M on July 31st) for 30000M.

4d

@TimothyJohnson5c16 too expensive for me. 33K for 20K is deal.

4d

@TheWabiSabi Hmm, I'll wait a little and see if I get any better offers.

4d

@TimothyJohnson5c16 offer stands 24H ;)

4d

@TheWabiSabi I have an 80k debt coming due on June 8th. Idk what I’m doing with it but would be open to offers

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